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HELOC: Variable Rate 
Rate: Prime (5.25%)                          Changes Quarterly.

2ND MORTGAGES: -Rates as low as 6.75%.  Rates are based on credit score, LTV, and term of loan.

1ST MORTGAGE RATES

30 Year Fixed: 
- Rate 6.25%
- APR* 6.568%

 15 Year Fixed: 
- Rate 5.625%
 APR* 5.943%

Rates are based on $150,000 Loan and a Loan To Value of 80% or less. 

**If you are refinancing, homes can not currently be listed on the market and must be off market for a minimum of 6 months.

 *Annual Percentage Rate. The APR is the Credit Union's standard rate at this time. Due to market fluctuations, all Credit Union loan programs, interest rates, terms and conditions are subject to change at any time and without notice.
 

At The Southern Federal Credit Union we are committed to helping you find the right mortgage product to fit your needs. We understand that every member is different, and we offer a variety of products to meet each members personal needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that allow you to make sound financial decisions.



Learn More

To find out more information about the products and services we offer please feel free to contact us. Our Mortgage Department is located in the Fayetteville Branch.

Address: 430 East Lanier Avenue, Fayetteville, GA 30214


Phone: 770-719-1111 | Fax 678-817-9971

Branch Hours:   Monday - Friday| 9:00am - 4:00pm

Office Hours:    Monday - Friday | 8:00am - 5:00pm




The Southern Federal Credit Union

Ph: 770-719-1111
Fax: 678-817-9971
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