HELOC: Variable Rate 
Rate: Prime (5.00%)

               

2nd Mortgages-Rates as low as 6.75%APR. 

1st Mortgage Rate 30 Year Fixed Rate - Rate  4.875%APR* 5.19%

15 Year Fixed Rate Rate 4.50%  APR*4.82%*Rates based on 200,000.00 loan amount

ASK US ABOUT OUR NEW JUMBO LOAN PRODUCTS!!

Rates and products are subject to change at any time and without notice. Please contact the Credit Union for current rates, terms and products.

Loans are limited to properties located within eight Southeastern States defined as Georgia, North Carolina, Florida, South Carolina, Alabama, Mississippi, Tennessee and Kentucky.

**If you are refinancing, homes can not currently be listed on the market and must be off market for a minimum of 6 months.

*Annual Percentage Rate. The APR is the Credit Union's standard rate at this time. Due to market fluctuations, all Credit Union loan programs, interest rates, terms and conditions are subject to change at any time and without notice.
Prequalification Calculator

To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.

Monthly Income $
Monthly Debt/Payments
Include only loans that won't be paid off in 10 months		 $  
Loan Terms You Desire
Interest Rate %     %
Term      Years
Down Payment (% of Sales Price)     %
Expected Taxes & Insurance
If you don't know what your property taxes and insurance will be, leave this section blank. We will estimate it for you. Otherwise, please enter your estimated taxes and insurance.
Yearly Property Tax
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Yearly Property Insurance
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The Southern Federal Credit Union

Ph: 770-719-1111
Fax: 770-460-3279
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