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HELOC: Variable Rate
Rate: Prime (5.00%) Changes Quarterly.
2ND MORTGAGES: -Rates as low as 6.75%. Rates are based on credit score, LTV, and term of loan.
1ST MORTGAGE RATES
30 Year Fixed:
- Rate 6.75%
- APR* 7.06%
15 Year Fixed:
- Rate 6.25%
APR* 6.56%
Rates are based on $150,000 Loan and a Loan To Value of 80% or less.
**If you are refinancing, homes can not currently be listed on the market and must be off market for a minimum of 6 months.
*Annual Percentage Rate. The APR is the Credit Union's standard rate at this time. Due to market fluctuations, all Credit Union loan programs, interest rates, terms and conditions are subject to change at any time and without notice. |
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1. We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
- Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
- Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
- Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.
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